Under a statute referred to as the Florida Financial Responsibility Law, the owner or operator of a motor vehicle is financially responsible for injuries and/or damages that result from an auto accident that was their fault. Those who fail to do so may lose driving privileges in the State of Florida.
A vehicle owner in Florida might be required to buy different types of insurance: personal injury protection (PIP), property damage liability (PD), and bodily injury liability. The Florida Motor Vehicle No-Fault Law mandates that each person who registers a vehicle in the State of Florida must have proof of PIP and PD. PIP is insurance that covers injuries the vehicle owner and certain others may sustain as a result of an accident, despite fault. PD covers liability if property belonging to others is damaged by the vehicle owner as a result of an accident.
A second type of auto insurance is bodily injury liability. This type of insurance requires drivers who have caused accidents with bodily injury/death or have received specific citations to purchase liability coverage that has minimum limits of each person and minimum limits of each accident. A driver who falls into one of these categories should speak to a professional agent at The Insurance Center Of Central Florida Inc. for specific guidance.
We also offer collision, comprehensive and uninsured motoricst coverage. Collision insures the policyholder from loss during a collision with another vehicle or object. Comprehensive is protection for the policyholder's car from damage and loss resulting from incidents other than collision. Uninsured Motorist Coverage covers medical treatment of the policyholder's injuries in the event of a collision with an uninsured driver.
Customers can quickly get a quote from The Insurance Center Of Central Florida Inc. There is an easy online rating tool, and it takes just a few minutes to get an auto insurance quote. Customers can also come to the office and see a professional agent at The Insurance Center Of Central Florida Inc. At the office, the knowledgeable agent will meet with the customer to discuss auto insurance needs and develop a policy that provides appropriate coverage with consideration of the client's budget.
